AI 提示詞： 加密貨幣

I'm new to cryptocurrency and want to understand the basics.

My current knowledge level: [complete beginner / heard about Bitcoin / tried buying once]
What specifically confuses me: [list specific questions or concepts]
Why I'm interested: [investment / technology / career / curiosity]

Explain cryptocurrency from the ground up:
1. What blockchain actually is in plain language (no jargon)
2. How Bitcoin differs from Ethereum and why both exist
3. What "mining," "staking," and "gas fees" mean with real-world analogies
4. How to safely buy, store, and protect cryptocurrency
5. The biggest risks that crypto promoters don't mention
6. A glossary of the 20 most important crypto terms I'll encounter

Note: This is for educational purposes only. Cryptocurrency is highly volatile and speculative. Never invest more than you can afford to lose entirely.

Help me evaluate this cryptocurrency project objectively.

Token/project name: [name]
What they claim to do: [their stated purpose]
Where I heard about it: [social media, friend, news, etc.]
Current price and market cap: [if known]
Whitepaper summary: [paste key points or link description]

Evaluate this project critically:
1. What problem does this project actually solve (if any)?
2. Red flags in the team, tokenomics, or marketing
3. How this compares to competitors solving the same problem
4. Token utility — does the token actually need to exist for this project to work?
5. Community health indicators (genuine users vs. bots/hype)
6. A brutally honest assessment: is this solving a real problem or creating one to sell tokens?

Note: This is educational analysis only, not investment advice. Cryptocurrency investments carry significant risk of total loss.

Explain DeFi (Decentralized Finance) to me and help me understand the risks.

What I've heard about DeFi: [list what I think I know]
DeFi protocols I'm curious about: [list any, or say "not sure where to start"]
My experience with traditional finance: [basic / intermediate / advanced]

Decode DeFi for me:
1. What DeFi actually is and how it differs from traditional banking
2. The main types of DeFi (lending, liquidity pools, yield farming, staking) explained simply
3. How APY percentages in DeFi can be so high (and why that's often a warning sign)
4. The 5 biggest risks in DeFi that marketing materials don't explain
5. Smart contract risk — what happens when code has bugs
6. A beginner's checklist before interacting with any DeFi protocol

Note: DeFi protocols carry extreme risk including total loss of funds. This is educational content only.

Help me set up proper security for my cryptocurrency.

What I currently hold: [list cryptocurrencies without exact amounts]
How I store it now: [exchange, software wallet, hardware wallet]
Security measures I already use: [2FA, password manager, etc.]
Biggest security concern: [describe]
Technical comfort level: [beginner / intermediate / advanced]

Secure my crypto:
1. Assess my current security setup and identify vulnerabilities
2. Recommend the right wallet type for my holdings and comfort level
3. Create a step-by-step setup guide for a hardware wallet
4. Design a backup and recovery system for seed phrases
5. List the top 10 crypto scams and exactly how to recognize each one
6. Build a security checklist I should review monthly

Note: Security practices should be researched thoroughly. This is educational guidance only.

Help me understand how crypto markets work and what drives price movements.

My experience with markets: [none / stock market / some crypto trading]
What I've noticed but don't understand: [list patterns or events]
Time I spend following crypto: [daily / weekly / rarely]

Explain crypto market dynamics:
1. What actually drives cryptocurrency prices up and down
2. The relationship between Bitcoin and altcoin prices (BTC dominance)
3. What market cycles are and how to identify which phase we might be in
4. How to read basic chart patterns without falling into technical analysis rabbit holes
5. The role of social media, influencers, and "whale" activity in price movements
6. Why "this time is different" is almost never true in crypto markets

Note: Market analysis is inherently uncertain. This is for educational understanding, not trading advice.

Help me understand my cryptocurrency tax obligations.

Country: [country]
Crypto activities this year: [bought, sold, traded, staked, received as income, airdrop, NFT]
Approximate number of transactions: [range]
Do I have records of all purchases with dates and prices: [yes / no / partial]
Have I filed crypto taxes before: [yes / no]

Navigate my crypto tax situation:
1. List which crypto activities are taxable events in my country
2. Explain the difference between short-term and long-term capital gains for crypto
3. How staking rewards, airdrops, and mining income are typically taxed
4. Recommend tax tracking tools that can import my transaction history
5. Identify common crypto tax mistakes that trigger audits
6. Create a go-forward record-keeping system so next year is easier

Note: Tax laws vary by jurisdiction and change frequently. Consult a tax professional for advice specific to your situation.